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Travelead Essential

• Valid for travel worldwide EXCEPT Europe
• Cover for terrorism
• Medical expenses up to Php 1, 000,000 including in and outpatient treatments
• No sublimit or restriction on outpatient expenses and number of doctor visits
• Follow up Medical Treatment benefit up to Php 100,000
• Hospital Admission Guarantee benefit up to Php 500,000
• No co-payment or deductible
• Personal accident benefit covers 18 different events of disablement and accidental death
• Provides cover for amateur hazardous sports, such as hot air ballooning, scuba diving, skiing, etc.
• Extends to cover rental vehicle excess
  

Travelead Extra

• Valid for travel worldwide including Europe
  
• Cover for terrorism
• Medical expenses up to Php 2,500,000 including in and outpatient treatments
• No sublimit or restriction on outpatient expenses and number of doctor visits
• Follow up Medical Treatment benefit up to Php 250,000
• Hospital Admission Guarantee benefit up to Php 1,000,000
• No co-payment or deductible
• Personal accident benefit covers 18 different events of disablement and accidental death
• Provides cover for amateur hazardous sports, such as hot air ballooning, scuba diving, skiing, etc.
• Extends to cover rental vehicle excess
  

Assist-Card (Dollar coverage)

• Pays for actual hospital confinement for treatment of injury or non pre-existing illness up to $250,000
• Pays medical expense due to COVID-19 infection abroad up to $50,000
• Cashless transactions for medical examinations that do not require confinement
• Follow up Medical Treatment benefit up to $2,500
• Hospital Admission Guarantee benefit up to $20,000
• Has round-the-clock hotline service by ASSIST CARD
  

TRAVELEAD domestic

• Choice between P500k and P1M coverage
• Option for annual coverage
• Available for individual and family with minimum of 2 members
• Annual plans with maximum of 90 days coverage also available
• Cover for terrorism
• Medical expenses up to Php 1,000,000 including in and outpatient treatments
• No sublimit or restriction on outpatient expenses and number of doctor visits
• Follow up Medical Treatment benefit up to Php 100,000
• Hospital Cash Benefit up to Php 1,500 per day
• No co-payment or deductible
• Personal accident benefit covers 18 different events of disablement and accidental death
• Provides cover for amateur hazardous sports, such as hot air ballooning, scuba diving, skiing, etc.
• Trip cancellation benefit up Php 50,000
  

Is there an age limit in getting insurance?

We provide coverage for ages between 6 months and 85 years old for TraveLead, and between 1 and 80 years old for ASSIST CARD.

What is the maximum day per trip?

Each trip must last for up to 180 days for short term plan and up to 90 days for annual plan.

Is this recognized world wide?

Yes, Travelead and Assist-Card are recognized worldwide and can also be used for Schengen visa application.

Does it cover pre-existing illness?

Yes, it provides first medical assistance in case of pre-existing illness.

Can my insurance dates be extended?

Yes, it can be extended provided the maximum travel days will not exceed 180 days.

When should I buy insurance?

You should buy insurance as soon as you purchase your air ticket or incur expenses for your planned trip.

Can I file for refund in case I cancel my trip?

The Policyholder may cancel this Policy within three (3) days of purchasing this Policy provided this Policy is valid for a minimum of 30 days. Admin charges shall apply.

Can I file a claim in case the Immigration Officer denies my exit and entry to the the country?

Any loss arising from denial of entry upon arrival within itinerary whether pre-departure from origin point, in-transit at connection points or at final destination shall not be covered.